The process

Funded in four simple moves.

No printers, no fax machines, no branch visits. Here's exactly what happens from the moment you apply to the moment funds land.

1

Apply in ~3 minutes

Tell us about your business and how much you're looking for. Securely connect your business bank account so we can read your real cash flow — no tax returns or stacks of paperwork required.

2

Instant soft review

Our underwriting engine analyzes your deposits, revenue trends, and history in real time. Checking your options is a soft inquiry, so it never touches your personal credit score.

3

Get a transparent offer

Usually the same business day, you'll receive a clear offer: advance amount, a single factor rate, total payback, and remittance schedule. No hidden fees, no obligation to accept.

4

Sign & get funded

Like the terms? E-sign from your phone. Funds are deposited into your account in as little as 24 hours — ready to put to work right away.

Underwriting

What we actually look at

We're not a credit-score-only lender. We fund on the strength of your business, not the past mistakes on your report.

Cash flow

Consistent deposits matter far more than a perfect score. Healthy revenue in means healthy funding out.

Time in business

As little as 6 months of operating history can qualify. Growing businesses are welcome to apply.

Monthly revenue

$10,000+ per month is the general threshold. The stronger your top line, the larger the advance.

Quick checklist

What you'll need to apply

  • Basic business details (name, industry, EIN)
  • A business bank account
  • 6+ months in business
  • $10K+ average monthly revenue
No collateral
24 hrs

That's the average time from signed agreement to money in your account. Ready to see your number?

Start my application
Simple, fast, transparent

See your offer in minutes.

No paperwork marathon. No credit impact. Just capital, when you need it.

Get funded now