Straight answers on how funding with RE UP Capital works. Still curious? Our team is a call away.
A merchant cash advance (MCA) is a lump sum of working capital you receive in exchange for a small, fixed percentage of your future sales. Instead of fixed monthly loan payments, remittances flex with your revenue — so you pay more when business is strong and less when it's slow.
Most businesses qualify for an advance between $5,000 and $100,000, typically up to 1.2× their average monthly revenue. Use the calculator on our home page for a real-time estimate, then apply for an exact offer.
No. Checking your offer uses a soft inquiry that never impacts your credit score. We look primarily at your business's cash flow, so challenged personal credit is rarely a dealbreaker.
Many applicants are approved the same business day and funded within 24 hours of signing. Timing depends on how quickly you connect your bank and return signed documents.
Generally: at least 6 months in business, $10,000+ in monthly revenue, and a business bank account. No collateral or perfect credit required.
Never. You'll see a single factor rate and total payback amount before you sign anything. No origination fees, no prepayment penalties, no compounding interest.
We're here every business day to walk you through your options — no pressure, no obligation.